Eleven days of Christmas. And you know what you can never have too much of for Christmas? Toys, what else!?! Man I’ve always loved toys and had some of the coolest in my neighborhood. Remote controlled cars and planes were some of my favorite gifts to receive. Man I owned 1/16 scale Blue Angel that I wish I still owned. Or someone could buy me an RC FA18 Hornet like the one pictured above.

Since this is the twelfth day of Christmas I wish the referees would allow the Dallas Cowboys to play with 12 men on the field. Maybe then they would PLAY like real contenders instead of TALKING like pretenders.

How ’bout that, Cowboys….?

The Christmas countdown continues. Pictured above is one of the most renowned microphones in history. It has been used on countless recordings and in many professional studios worldwide.

I plan to do some singing in 2024. No, I do not NEED this microphone. I just WANT my voice to sound like I’m singing through it.

I know that these aren’t for sale. However, a ride in one of these would be a great Christmas gift.

Someday at Christmas men won’t be boys
Playing with bombs like kids play with toys
One warm December our hearts will see
A world where men are free

Someday at Christmas there’ll be no wars
When we have learned what Christmas is for
When we have found what life’s really worth
There’ll be peace on earth

Nothing more need be said.

Beggars can’t be choosers. So I won’t choose. I’ll take both if Santa is listening. ‘Tis the Season…

Who doesn’t like chocolate? Who doesn’t like kisses? I like ’em both. Together or on their own. 17 chocolate kisses are good any time of the year!

Day 18 of the Christmas countdown. Do you know your tax bracket? Do you save at least half as much as you pay in taxes? Smart money says we should. My gift wish for Day 18 is to have more money to save and to invest.

And if I had saved more money I would have more of these……..my wish for Day 19 of the countdown to Christmas.

Day 20 of the Christmas countdown. Who wouldn’t want money for Christmas? But no, today’s gift is not money. Today’s gift is financial literacy. GIVE someone a million dollars and they will surely spend it. TEACH someone how to earn a million dollars and they most likey will earn more. Let me share some simple money math: a full time job requires 2080 hours of work annually. $15 an hour would wield an annual salary of $31,200.00. The average person works for 40 years. 40 x 31,200 equals $1,248,000.00. Yep. You would earn over a million dollars making $30,000.00 a year and working to retirement. Imagine making $20, $30, $40 or $50 an hour. How much could you have for retirement? Wish I had learned this much earlier than I did. Hopefully my children can benefit from and appreciate this when they reach my age. If you do not know how to manage the money you earn find someone to teach you how.